/* ============================================
   RIZE CREDIT UNION - COMPLETE STYLESHEET
   Brand Colors: Navy #003366, Purple-Red #9f2b7f
   Font: Roboto (Google Fonts)
   ============================================ */

/* CSS Variables */
:root {
    --navy: #003366;
    --navy-light: #004080;
    --navy-dark: #002244;
    --purple-red: #9f2b7f;
    --purple-red-light: #b83d96;
    --white: #ffffff;
    --gray-100: #f8f9fa;
    --gray-200: #e9ecef;
    --gray-300: #dee2e6;
    --gray-400: #ced4da;
    --gray-500: #adb5bd;
    --gray-600: #6c757d;
    --gray-700: #495057;
    --gray-800: #343a40;
    --gray-900: #212529;
    --success: #28a745;
    --warning: #ffc107;
    --danger: #dc3545;
    --info: #17a2b8;
    --pending-bg: #fff3cd;
    --pending-text: #856404;
    --completed-bg: #d4edda;
    --completed-text: #155724;
    
    --font-family: 'Roboto', -apple-system, BlinkMacSystemFont, sans-serif;
    --shadow-sm: 0 1px 2px rgba(0,0,0,0.05);
    --shadow: 0 4px 6px rgba(0,0,0,0.1);
    --shadow-lg: 0 10px 15px rgba(0,0,0,0.1);
    --radius: 8px;
    --radius-lg: 12px;
    --transition: all 0.3s ease;
}

/* Reset & Base */
* {
    margin: 0;
    padding: 0;
    box-sizing: border-box;
}

html {
    font-size: 16px;
    -webkit-text-size-adjust: 100%;
}

body {
    font-family: var(--font-family);
    line-height: 1.6;
    color: var(--gray-800);
    background-color: var(--white);
    -webkit-font-smoothing: antialiased;
    -moz-osx-font-smoothing: grayscale;
}

a {
    color: var(--navy);
    text-decoration: none;
    transition: var(--transition);
}

a:hover {
    color: var(--purple-red);
}

img {
    max-width: 100%;
    height: auto;
    display: block;
}

/* Container */
.container {
    width: 100%;
    max-width: 1200px;
    margin: 0 auto;
    padding: 0 20px;
}

/* Typography */
h1, h2, h3, h4, h5, h6 {
    font-weight: 700;
    line-height: 1.3;
    margin-bottom: 1rem;
    color: var(--navy);
}

h1 { font-size: 2.5rem; }
h2 { font-size: 2rem; }
h3 { font-size: 1.5rem; }
h4 { font-size: 1.25rem; }

p {
    margin-bottom: 1rem;
}

/* Buttons */
.btn {
    display: inline-flex;
    align-items: center;
    justify-content: center;
    padding: 0.75rem 1.5rem;
    font-size: 1rem;
    font-weight: 500;
    border-radius: var(--radius);
    border: 2px solid transparent;
    cursor: pointer;
    transition: var(--transition);
    text-decoration: none;
    gap: 0.5rem;
}

.btn:hover {
    transform: scale(1.05);
}

.btn-primary {
    background-color: var(--navy);
    color: var(--white);
    border-color: var(--navy);
}

.btn-primary:hover {
    background-color: var(--navy-light);
    border-color: var(--navy-light);
    color: var(--white);
}

.btn-secondary {
    background-color: var(--purple-red);
    color: var(--white);
    border-color: var(--purple-red);
}

.btn-secondary:hover {
    background-color: var(--purple-red-light);
    border-color: var(--purple-red-light);
    color: var(--white);
}

.btn-outline {
    background-color: transparent;
    color: var(--navy);
    border-color: var(--navy);
}

.btn-outline:hover {
    background-color: var(--navy);
    color: var(--white);
}

.btn-lg {
    padding: 1rem 2rem;
    font-size: 1.125rem;
}

.btn-sm {
    padding: 0.5rem 1rem;
    font-size: 0.875rem;
}

.btn-full {
    width: 100%;
}

.btn-link {
    background: none;
    border: none;
    color: var(--navy);
    padding: 0;
    text-decoration: underline;
}

.btn-link:hover {
    color: var(--purple-red);
}

/* Top Bar */
.top-bar {
    background-color: var(--navy-dark);
    color: var(--white);
    font-size: 0.875rem;
    padding: 0.5rem 0;
}

.top-bar-content {
    display: flex;
    justify-content: space-between;
    align-items: center;
    flex-wrap: wrap;
    gap: 0.5rem;
}

.shutdown-notice {
    display: flex;
    align-items: center;
    gap: 0.5rem;
}

.shutdown-notice a {
    color: var(--warning);
    text-decoration: underline;
}

.top-bar-contact {
    display: flex;
    gap: 1.5rem;
}

.top-bar-contact a {
    color: var(--white);
}

/* Header */
.main-header {
    background-color: var(--white);
    box-shadow: var(--shadow);
    position: sticky;
    top: 0;
    z-index: 1000;
}

.header-content {
    display: flex;
    justify-content: space-between;
    align-items: center;
    padding: 1rem 0;
}

.logo {
    display: flex;
    flex-direction: column;
    text-decoration: none;
}

.logo-text {
    font-size: 1.75rem;
    font-weight: 900;
    color: var(--navy);
    letter-spacing: -1px;
    line-height: 1;
}

.logo-tm {
    font-size: 0.5em;
    vertical-align: super;
    font-weight: 400;
}

.logo-tagline {
    font-size: 0.75rem;
    color: var(--gray-600);
    text-transform: uppercase;
    letter-spacing: 2px;
    margin-top: 0.25rem;
}

/* Navigation */
.main-nav {
    display: flex;
    align-items: center;
    gap: 2rem;
}

.nav-list {
    display: flex;
    list-style: none;
    gap: 1.5rem;
    align-items: center;
}

.nav-list a {
    color: var(--gray-700);
    font-weight: 500;
    font-size: 0.9375rem;
    padding: 0.5rem 0;
    position: relative;
}

.nav-list a:hover,
.nav-list a.active {
    color: var(--navy);
}

.nav-list a.active::after {
    content: '';
    position: absolute;
    bottom: 0;
    left: 0;
    right: 0;
    height: 2px;
    background-color: var(--navy);
}

/* Dropdown */
.has-dropdown {
    position: relative;
}

.dropdown {
    position: absolute;
    top: 100%;
    left: 0;
    background: var(--white);
    box-shadow: var(--shadow-lg);
    border-radius: var(--radius);
    min-width: 220px;
    padding: 0.5rem 0;
    opacity: 0;
    visibility: hidden;
    transform: translateY(-10px);
    transition: var(--transition);
    list-style: none;
}

.has-dropdown:hover .dropdown {
    opacity: 1;
    visibility: visible;
    transform: translateY(0);
}

.dropdown li a {
    display: block;
    padding: 0.75rem 1.25rem;
    color: var(--gray-700);
}

.dropdown li a:hover {
    background-color: var(--gray-100);
    color: var(--navy);
}

/* Nav CTA */
.nav-cta {
    display: flex;
    align-items: center;
    gap: 0.75rem;
}

.user-info {
    display: flex;
    align-items: center;
    gap: 0.75rem;
}

.user-name {
    font-weight: 600;
    color: var(--navy);
    font-size: 0.875rem;
}

.hidden {
    display: none !important;
}

/* Mobile Menu Toggle */
.mobile-menu-toggle {
    display: none;
    flex-direction: column;
    gap: 4px;
    background: none;
    border: none;
    cursor: pointer;
    padding: 0.5rem;
}

.mobile-menu-toggle span {
    display: block;
    width: 25px;
    height: 3px;
    background-color: var(--navy);
    transition: var(--transition);
    border-radius: 2px;
}

/* Hero Section */
.hero {
    background: linear-gradient(135deg, var(--navy) 0%, var(--navy-light) 100%);
    color: var(--white);
    padding: 4rem 0;
    position: relative;
    overflow: hidden;
}

.hero .container {
    display: grid;
    grid-template-columns: 1fr 1fr;
    gap: 3rem;
    align-items: center;
}

.hero-title {
    font-size: 3rem;
    font-weight: 900;
    color: var(--white);
    margin-bottom: 1.5rem;
    line-height: 1.2;
}

.hero-subtitle {
    font-size: 1.25rem;
    color: rgba(255,255,255,0.9);
    margin-bottom: 2rem;
}

.hero-cta {
    display: flex;
    gap: 1rem;
    flex-wrap: wrap;
}

.hero-cta .btn-outline {
    border-color: var(--white);
    color: var(--white);
}

.hero-cta .btn-outline:hover {
    background-color: var(--white);
    color: var(--navy);
}

.hero-image img {
    border-radius: var(--radius-lg);
    box-shadow: var(--shadow-lg);
}

/* APY Promo Section */
.apy-promo {
    padding: 4rem 0;
    background-color: var(--gray-100);
}

.apy-card {
    background: linear-gradient(135deg, var(--purple-red) 0%, var(--navy) 100%);
    color: var(--white);
    padding: 3rem;
    border-radius: var(--radius-lg);
    text-align: center;
    max-width: 600px;
    margin: 0 auto;
    position: relative;
}

.apy-badge {
    display: inline-block;
    background-color: var(--warning);
    color: var(--gray-900);
    padding: 0.5rem 1rem;
    border-radius: 20px;
    font-size: 0.875rem;
    font-weight: 700;
    margin-bottom: 1rem;
}

.apy-rate {
    font-size: 5rem;
    font-weight: 900;
    line-height: 1;
    margin-bottom: 0.5rem;
}

.apy-unit {
    font-size: 1.5rem;
    font-weight: 500;
}

.apy-description {
    font-size: 1.5rem;
    margin-bottom: 1.5rem;
}

.apy-features {
    list-style: none;
    margin-bottom: 2rem;
}

.apy-features li {
    margin-bottom: 0.5rem;
    font-size: 1.1rem;
}

/* Pathways Section */
.pathways {
    padding: 4rem 0;
}

.section-title {
    text-align: center;
    margin-bottom: 3rem;
    font-size: 2.5rem;
}

.pathways-grid {
    display: grid;
    grid-template-columns: repeat(4, 1fr);
    gap: 2rem;
}

.pathway-card {
    background-color: var(--white);
    padding: 2rem;
    border-radius: var(--radius-lg);
    box-shadow: var(--shadow);
    text-align: center;
    transition: var(--transition);
}

.pathway-card:hover {
    transform: translateY(-5px);
    box-shadow: var(--shadow-lg);
}

.pathway-icon {
    font-size: 3rem;
    margin-bottom: 1rem;
}

.pathway-card h3 {
    margin-bottom: 0.75rem;
}

.pathway-card p {
    color: var(--gray-600);
    margin-bottom: 1.5rem;
}

/* Testimonials */
.testimonials {
    padding: 4rem 0;
    background-color: var(--gray-100);
}

.testimonial-carousel {
    position: relative;
    max-width: 800px;
    margin: 0 auto;
    min-height: 250px;
}

.testimonial-slide {
    position: absolute;
    top: 0;
    left: 0;
    right: 0;
    opacity: 0;
    visibility: hidden;
    transition: opacity 0.5s ease, visibility 0.5s ease;
    text-align: center;
    padding: 2rem;
}

.testimonial-slide.active {
    opacity: 1;
    visibility: visible;
    position: relative;
}

.stars {
    color: var(--warning);
    font-size: 1.5rem;
    margin-bottom: 1rem;
}

.testimonial-slide p {
    font-size: 1.25rem;
    font-style: italic;
    margin-bottom: 1.5rem;
    color: var(--gray-700);
}

.testimonial-author strong {
    display: block;
    color: var(--navy);
    font-size: 1.1rem;
}

.testimonial-author span {
    color: var(--gray-500);
    font-size: 0.875rem;
}

.carousel-controls {
    display: flex;
    justify-content: center;
    align-items: center;
    gap: 1.5rem;
    margin-top: 2rem;
}

.carousel-arrow {
    width: 40px;
    height: 40px;
    border-radius: 50%;
    border: 2px solid var(--navy);
    background: var(--white);
    color: var(--navy);
    font-size: 1.5rem;
    cursor: pointer;
    transition: var(--transition);
    display: flex;
    align-items: center;
    justify-content: center;
}

.carousel-arrow:hover {
    background-color: var(--navy);
    color: var(--white);
}

.carousel-dots {
    display: flex;
    gap: 0.5rem;
}

.carousel-dot {
    width: 12px;
    height: 12px;
    border-radius: 50%;
    border: 2px solid var(--navy);
    background: transparent;
    cursor: pointer;
    transition: var(--transition);
}

.carousel-dot.active {
    background-color: var(--navy);
}

/* Mission Section */
.mission {
    padding: 4rem 0;
}

.mission .container {
    display: grid;
    grid-template-columns: 1fr 1fr;
    gap: 4rem;
    align-items: center;
}

.mission-content p {
    font-size: 1.125rem;
    color: var(--gray-600);
}

.mission-stats {
    display: grid;
    grid-template-columns: repeat(3, 1fr);
    gap: 2rem;
}

.stat {
    text-align: center;
    padding: 2rem;
    background-color: var(--gray-100);
    border-radius: var(--radius-lg);
}

.stat-number {
    display: block;
    font-size: 3rem;
    font-weight: 900;
    color: var(--navy);
    line-height: 1;
}

.stat-label {
    color: var(--gray-600);
    font-size: 0.875rem;
    text-transform: uppercase;
    letter-spacing: 1px;
}

/* CTA Section */
.cta-section {
    background: linear-gradient(135deg, var(--navy) 0%, var(--purple-red) 100%);
    color: var(--white);
    padding: 4rem 0;
    text-align: center;
}

.cta-section h2 {
    color: var(--white);
    font-size: 2.5rem;
    margin-bottom: 1rem;
}

.cta-section p {
    font-size: 1.25rem;
    margin-bottom: 2rem;
    opacity: 0.9;
}

.cta-buttons {
    display: flex;
    gap: 1rem;
    justify-content: center;
    flex-wrap: wrap;
}

.cta-disclaimer {
    font-size: 0.875rem;
    opacity: 0.7;
    margin-top: 1.5rem;
}

/* Footer */
.main-footer {
    background-color: var(--gray-900);
    color: var(--gray-400);
    padding: 4rem 0 2rem;
}

.footer-grid {
    display: grid;
    grid-template-columns: repeat(4, 1fr);
    gap: 3rem;
    margin-bottom: 3rem;
}

.footer-column h4 {
    color: var(--white);
    font-size: 1.125rem;
    margin-bottom: 1.5rem;
}

.footer-column ul {
    list-style: none;
}

.footer-column li {
    margin-bottom: 0.75rem;
}

.footer-column a {
    color: var(--gray-400);
}

.footer-column a:hover {
    color: var(--white);
}

.contact-info li {
    display: flex;
    align-items: flex-start;
    gap: 0.5rem;
}

.routing-number {
    margin-top: 1.5rem;
    padding-top: 1.5rem;
    border-top: 1px solid var(--gray-700);
    color: var(--white);
}

.footer-bottom {
    border-top: 1px solid var(--gray-700);
    padding-top: 2rem;
    display: flex;
    justify-content: space-between;
    align-items: center;
    flex-wrap: wrap;
    gap: 1rem;
}

.footer-legal {
    display: flex;
    gap: 2rem;
    align-items: center;
}

.footer-links {
    display: flex;
    gap: 1.5rem;
}

.ncua-badge {
    text-align: right;
}

.ncua-badge span {
    display: block;
    color: var(--white);
    font-weight: 700;
    font-size: 0.875rem;
}

.ncua-badge p {
    font-size: 0.75rem;
    margin: 0;
}

/* Page Headers */
.page-header-section {
    background: linear-gradient(135deg, var(--navy) 0%, var(--navy-light) 100%);
    color: var(--white);
    padding: 4rem 0;
    text-align: center;
}

.page-header-section h1 {
    color: var(--white);
    font-size: 3rem;
    margin-bottom: 0.5rem;
}

.page-header-section p {
    font-size: 1.25rem;
    opacity: 0.9;
}

/* Checking Pages */
.checking-options {
    padding: 4rem 0;
}

.checking-grid {
    display: grid;
    grid-template-columns: repeat(3, 1fr);
    gap: 2rem;
}

.checking-card {
    background-color: var(--white);
    border: 2px solid var(--gray-200);
    border-radius: var(--radius-lg);
    padding: 2rem;
    text-align: center;
    transition: var(--transition);
    position: relative;
}

.checking-card:hover {
    border-color: var(--navy);
    transform: translateY(-5px);
}

.checking-card.featured {
    border-color: var(--purple-red);
    transform: scale(1.05);
}

.checking-card.featured:hover {
    transform: scale(1.05) translateY(-5px);
}

.featured-badge {
    position: absolute;
    top: -12px;
    left: 50%;
    transform: translateX(-50%);
    background-color: var(--purple-red);
    color: var(--white);
    padding: 0.5rem 1.5rem;
    border-radius: 20px;
    font-size: 0.875rem;
    font-weight: 700;
}

.apy-display {
    font-size: 3rem;
    font-weight: 900;
    color: var(--navy);
    margin: 1rem 0;
}

.apy-display span {
    font-size: 1rem;
    font-weight: 500;
    color: var(--gray-600);
    display: block;
}

.checking-description {
    color: var(--gray-600);
    margin-bottom: 1.5rem;
}

.checking-features {
    list-style: none;
    text-align: left;
    margin-bottom: 2rem;
}

.checking-features li {
    padding: 0.5rem 0;
    border-bottom: 1px solid var(--gray-200);
}

.checking-features li::before {
    content: '✓';
    color: var(--success);
    font-weight: 700;
    margin-right: 0.5rem;
}

.comparison-section {
    padding: 4rem 0;
    background-color: var(--gray-100);
}

.comparison-table-wrapper {
    overflow-x: auto;
}

.comparison-table {
    width: 100%;
    border-collapse: collapse;
    background-color: var(--white);
    border-radius: var(--radius);
    overflow: hidden;
    box-shadow: var(--shadow);
}

.comparison-table th,
.comparison-table td {
    padding: 1rem;
    text-align: left;
    border-bottom: 1px solid var(--gray-200);
}

.comparison-table th {
    background-color: var(--navy);
    color: var(--white);
    font-weight: 600;
}

.comparison-table .highlight {
    color: var(--purple-red);
    font-weight: 700;
}

/* Rize Checking Specific */
.rize-hero {
    background: linear-gradient(135deg, var(--purple-red) 0%, var(--navy) 100%);
    color: var(--white);
    padding: 4rem 0;
    text-align: center;
}

.rize-hero-content {
    max-width: 800px;
    margin: 0 auto;
}

.apy-badge-large {
    display: inline-block;
    background-color: var(--warning);
    color: var(--gray-900);
    padding: 0.75rem 2rem;
    border-radius: 30px;
    font-weight: 700;
    margin-bottom: 1.5rem;
}

.hero-apy {
    font-size: 6rem;
    font-weight: 900;
    line-height: 1;
    margin: 1rem 0;
}

.hero-apy span {
    font-size: 2rem;
    display: block;
    font-weight: 500;
}

.hero-description {
    font-size: 1.25rem;
    opacity: 0.9;
    margin-bottom: 2rem;
}

.hero-cta-group {
    display: flex;
    gap: 1rem;
    justify-content: center;
    margin-bottom: 1rem;
    flex-wrap: wrap;
}

.hero-disclaimer {
    font-size: 0.875rem;
    opacity: 0.7;
}

.apy-details {
    padding: 4rem 0;
}

.tier-explanation {
    background-color: var(--gray-100);
    padding: 2rem;
    border-radius: var(--radius-lg);
    margin-bottom: 2rem;
}

.tier-visual {
    margin-top: 2rem;
}

.tier {
    display: flex;
    align-items: center;
    margin-bottom: 1rem;
    gap: 1rem;
}

.tier-bar {
    height: 40px;
    background-color: var(--navy);
    border-radius: var(--radius);
    flex-shrink: 0;
}

.tier-1 .tier-bar {
    width: 200px;
    background-color: var(--purple-red);
}

.tier-2 .tier-bar {
    width: 100px;
    background-color: var(--gray-400);
}

.tier-info {
    display: flex;
    justify-content: space-between;
    flex: 1;
}

.tier-range {
    font-weight: 600;
}

.tier-rate {
    color: var(--purple-red);
    font-weight: 700;
}

.calculation-example {
    background-color: var(--white);
    padding: 2rem;
    border-radius: var(--radius-lg);
    box-shadow: var(--shadow);
}

.example-box {
    background-color: var(--gray-100);
    padding: 1.5rem;
    border-radius: var(--radius);
    margin-top: 1rem;
}

.example-box ul {
    list-style: none;
    margin-top: 1rem;
}

.example-box li {
    padding: 0.5rem 0;
    border-bottom: 1px dashed var(--gray-300);
}

.example-box li.total {
    border-top: 2px solid var(--navy);
    border-bottom: none;
    margin-top: 0.5rem;
    padding-top: 1rem;
    font-size: 1.1rem;
}

.requirements-section {
    padding: 4rem 0;
    background-color: var(--gray-100);
}

.requirements-grid {
    display: grid;
    grid-template-columns: repeat(3, 1fr);
    gap: 2rem;
    margin: 2rem 0;
}

.requirement-card {
    background-color: var(--white);
    padding: 2rem;
    border-radius: var(--radius-lg);
    text-align: center;
    box-shadow: var(--shadow);
}

.req-number {
    width: 50px;
    height: 50px;
    background-color: var(--navy);
    color: var(--white);
    border-radius: 50%;
    display: flex;
    align-items: center;
    justify-content: center;
    font-size: 1.5rem;
    font-weight: 700;
    margin: 0 auto 1rem;
}

.req-note {
    display: block;
    color: var(--gray-500);
    font-size: 0.875rem;
    margin-top: 1rem;
    font-style: italic;
}

.non-qualification {
    background-color: var(--white);
    padding: 2rem;
    border-radius: var(--radius-lg);
    margin-top: 2rem;
}

/* Calculator Section */
.calculator-section {
    padding: 4rem 0;
}

.calculator {
    max-width: 600px;
    margin: 0 auto;
    background-color: var(--gray-100);
    padding: 2rem;
    border-radius: var(--radius-lg);
}

.calc-input {
    margin-bottom: 2rem;
}

.input-group {
    display: flex;
    align-items: center;
    background-color: var(--white);
    border: 2px solid var(--gray-300);
    border-radius: var(--radius);
    padding: 0.5rem;
    margin: 0.5rem 0;
}

.input-group .currency {
    padding: 0 1rem;
    color: var(--gray-600);
    font-weight: 600;
}

.input-group input {
    border: none;
    flex: 1;
    font-size: 1.25rem;
    padding: 0.5rem;
    outline: none;
}

.calc-results {
    background-color: var(--white);
    padding: 1.5rem;
    border-radius: var(--radius);
    text-align: center;
}

.result-box {
    display: flex;
    justify-content: space-between;
    align-items: center;
    padding: 1rem;
    background-color: var(--navy);
    color: var(--white);
    border-radius: var(--radius);
    margin-bottom: 1rem;
}

.result-box strong {
    font-size: 1.5rem;
}

.result-note {
    color: var(--gray-500);
    font-size: 0.875rem;
}

/* Dashboard Styles */
.dashboard-page .main-header {
    position: relative;
}

.dashboard-section {
    padding: 2rem 0;
    background-color: var(--gray-100);
    min-height: calc(100vh - 300px);
}

.dashboard-header {
    margin-bottom: 2rem;
}

.dashboard-header h1 {
    font-size: 2rem;
    margin-bottom: 0.5rem;
}

.last-login {
    color: var(--gray-500);
    font-size: 0.875rem;
}

.dashboard-grid {
    display: grid;
    grid-template-columns: 2fr 1fr;
    gap: 1.5rem;
}

.dashboard-card {
    background-color: var(--white);
    border-radius: var(--radius-lg);
    padding: 1.5rem;
    box-shadow: var(--shadow);
}

.dashboard-card h2 {
    font-size: 1.25rem;
    margin-bottom: 1rem;
    display: flex;
    justify-content: space-between;
    align-items: center;
}

.view-all {
    font-size: 0.875rem;
    color: var(--navy);
}

.account-list {
    margin-bottom: 1.5rem;
}

.account-item {
    display: flex;
    justify-content: space-between;
    align-items: center;
    padding: 1rem 0;
    border-bottom: 1px solid var(--gray-200);
}

.account-info {
    display: flex;
    flex-direction: column;
}

.account-type {
    font-weight: 600;
    color: var(--navy);
}

.account-number {
    font-size: 0.875rem;
    color: var(--gray-500);
}

.account-balance {
    text-align: right;
}

.balance-label {
    display: block;
    font-size: 0.75rem;
    color: var(--gray-500);
    text-transform: uppercase;
}

.balance-amount {
    display: block;
    font-size: 1.25rem;
    font-weight: 700;
    color: var(--navy);
}

.balance-amount.highlight {
    color: var(--purple-red);
}

.apy-badge-small {
    display: inline-block;
    background-color: var(--purple-red);
    color: var(--white);
    font-size: 0.625rem;
    padding: 0.25rem 0.5rem;
    border-radius: 10px;
    margin-top: 0.25rem;
}

.total-balance {
    display: flex;
    justify-content: space-between;
    padding-top: 1rem;
    border-top: 2px solid var(--navy);
    font-size: 1.125rem;
}

.total-available {
    display: flex;
    justify-content: space-between;
    padding-top: 1rem;
    border-top: 1px dashed var(--gray-300);
    margin-top: 1rem;
    font-size: 1rem;
}

.total-available strong {
    color: var(--purple-red);
}

/* Quick Actions */
.quick-actions {
    grid-column: 2;
    grid-row: 1 / 3;
}

.action-grid {
    display: grid;
    grid-template-columns: 1fr 1fr;
    gap: 1rem;
}

.action-btn {
    display: flex;
    flex-direction: column;
    align-items: center;
    padding: 1.5rem 1rem;
    background-color: var(--gray-100);
    border-radius: var(--radius);
    text-decoration: none;
    color: var(--gray-700);
    transition: var(--transition);
}

.action-btn:hover {
    background-color: var(--navy);
    color: var(--white);
    transform: scale(1.05);
}

.action-icon {
    font-size: 2rem;
    margin-bottom: 0.5rem;
}

/* Recent Transactions */
.recent-transactions {
    grid-column: 1;
}

.transaction-list {
    margin-top: 1rem;
}

.transaction-item {
    display: flex;
    justify-content: space-between;
    align-items: center;
    padding: 0.75rem 0;
    border-bottom: 1px solid var(--gray-200);
}

.transaction-details {
    display: flex;
    flex-direction: column;
}

.transaction-name {
    font-weight: 500;
    color: var(--navy);
    font-size: 0.9375rem;
}

.transaction-date {
    font-size: 0.75rem;
    color: var(--gray-500);
    margin-top: 0.25rem;
}

.transaction-amount {
    font-weight: 700;
    font-size: 1rem;
}

.transaction-amount.negative {
    color: var(--danger);
}

.transaction-amount.positive {
    color: var(--success);
}

/* Pending Transaction Styles */
.pending-transaction {
    background-color: var(--pending-bg);
    border-left: 3px solid var(--warning);
    padding-left: 0.75rem;
    margin-left: -0.75rem;
    border-radius: 0 var(--radius) var(--radius) 0;
}

.pending-amount {
    color: var(--pending-text);
    font-weight: 600;
}

/* Messages */
.messages {
    grid-column: 2;
}

.message-list {
    margin-top: 1rem;
}

.message-item {
    display: flex;
    gap: 0.75rem;
    padding: 1rem;
    background-color: var(--gray-100);
    border-radius: var(--radius);
    margin-bottom: 0.75rem;
}

.message-item.unread {
    background-color: #e8f4f8;
    border-left: 3px solid var(--info);
}

.message-dot {
    width: 8px;
    height: 8px;
    background-color: var(--info);
    border-radius: 50%;
    flex-shrink: 0;
    margin-top: 0.5rem;
}

.message-content strong {
    display: block;
    color: var(--navy);
    margin-bottom: 0.25rem;
}

.message-content p {
    font-size: 0.875rem;
    color: var(--gray-600);
    margin-bottom: 0.25rem;
}

.message-date {
    font-size: 0.75rem;
    color: var(--gray-500);
}

/* Dashboard Alert for Pending Wires */
.dashboard-alert {
    display: flex;
    align-items: center;
    gap: 1rem;
    padding: 1rem 1.5rem;
    background-color: var(--pending-bg);
    border: 1px solid var(--warning);
    border-radius: var(--radius);
    margin-bottom: 1.5rem;
}

.dashboard-alert .alert-icon {
    font-size: 1.5rem;
}

.alert-content {
    flex: 1;
}

.alert-content strong {
    display: block;
    color: var(--pending-text);
    margin-bottom: 0.25rem;
}

.alert-content p {
    margin: 0;
    color: var(--pending-text);
    font-size: 0.875rem;
}

/* Available Balance Highlight */
.available-balance-item {
    background-color: #fff8e6;
    border-left: 3px solid var(--purple-red);
    padding-left: 0.75rem;
    margin-left: -0.75rem;
    border-radius: 0 var(--radius) var(--radius) 0;
}

.account-note {
    font-size: 0.75rem;
    color: var(--gray-500);
}

/* Page Header with Back Link */
.page-header {
    margin-bottom: 2rem;
}

.back-link {
    display: inline-flex;
    align-items: center;
    gap: 0.5rem;
    color: var(--navy);
    margin-bottom: 1rem;
    font-weight: 500;
}

.page-header h1 {
    margin-bottom: 0.5rem;
}

.page-header p {
    color: var(--gray-500);
}

/* Account Balances Header */
.account-balances-header {
    display: flex;
    gap: 2rem;
    margin-top: 1.5rem;
    padding-top: 1.5rem;
    border-top: 2px solid var(--gray-200);
}

.balance-box {
    display: flex;
    flex-direction: column;
}

.balance-label-header {
    font-size: 0.875rem;
    color: var(--gray-500);
    text-transform: uppercase;
    letter-spacing: 1px;
}

.balance-amount-header {
    font-size: 1.75rem;
    font-weight: 700;
    color: var(--navy);
}

.balance-amount-header.available {
    color: var(--purple-red);
}

/* Filters Bar */
.filters-bar {
    display: flex;
    gap: 1rem;
    margin-bottom: 2rem;
    flex-wrap: wrap;
    align-items: flex-end;
}

.filter-group {
    display: flex;
    flex-direction: column;
    gap: 0.5rem;
}

.filter-group label {
    font-size: 0.875rem;
    font-weight: 500;
    color: var(--gray-600);
}

.filter-group select,
.filter-group input {
    padding: 0.5rem;
    border: 1px solid var(--gray-300);
    border-radius: var(--radius);
    font-size: 0.9375rem;
}

/* Transaction Table */
.transaction-table-container {
    background-color: var(--white);
    border-radius: var(--radius-lg);
    padding: 1.5rem;
    box-shadow: var(--shadow);
    overflow-x: auto;
}

.transaction-table {
    width: 100%;
    border-collapse: collapse;
}

.transaction-table th,
.transaction-table td {
    padding: 1rem;
    text-align: left;
    border-bottom: 1px solid var(--gray-200);
}

.transaction-table th {
    font-weight: 600;
    color: var(--navy);
    font-size: 0.875rem;
    text-transform: uppercase;
    letter-spacing: 0.5px;
}

.transaction-table .negative {
    color: var(--danger);
}

.transaction-table .positive {
    color: var(--success);
}

.transaction-table .pending-amount {
    color: var(--pending-text);
    font-weight: 600;
}

/* Status Badges */
.status-badge {
    display: inline-block;
    padding: 0.25rem 0.75rem;
    border-radius: 20px;
    font-size: 0.75rem;
    font-weight: 700;
    text-transform: uppercase;
}

.status-badge.completed {
    background-color: var(--completed-bg);
    color: var(--completed-text);
}

.status-badge.pending {
    background-color: var(--pending-bg);
    color: var(--pending-text);
}

/* Transaction Detail Text */
.transaction-detail {
    font-size: 0.875rem;
    color: var(--gray-500);
    display: block;
    margin-top: 0.25rem;
}

/* Pending Summary Box */
.pending-summary {
    margin-top: 2rem;
    padding: 1.5rem;
    background-color: var(--pending-bg);
    border-radius: var(--radius-lg);
    border: 1px solid var(--warning);
}

.pending-alert {
    display: flex;
    gap: 1rem;
    align-items: flex-start;
}

.alert-icon-large {
    font-size: 2rem;
}

.pending-details p {
    margin: 0.25rem 0;
}

.pending-total {
    color: var(--pending-text);
    font-weight: 700;
    font-size: 1.25rem;
}

.pending-note {
    font-size: 0.875rem;
    color: var(--gray-600);
    font-style: italic;
}

/* Pagination */
.pagination {
    display: flex;
    justify-content: center;
    align-items: center;
    gap: 1rem;
    margin-top: 2rem;
}

/* Login Page */
.login-page {
    background-color: var(--gray-100);
    min-height: 100vh;
}

.login-section {
    padding: 4rem 0;
}

.login-container {
    display: grid;
    grid-template-columns: 1fr 1fr;
    gap: 4rem;
    max-width: 1000px;
    margin: 0 auto;
    align-items: start;
}

.login-box {
    background-color: var(--white);
    padding: 2.5rem;
    border-radius: var(--radius-lg);
    box-shadow: var(--shadow-lg);
}

.login-box h1 {
    margin-bottom: 0.5rem;
}

.login-subtitle {
    color: var(--gray-500);
    margin-bottom: 2rem;
}

.login-form .form-group {
    margin-bottom: 1.5rem;
}

.login-form label {
    display: block;
    font-weight: 500;
    margin-bottom: 0.5rem;
    color: var(--gray-700);
}

.login-form input {
    width: 100%;
    padding: 0.75rem;
    border: 2px solid var(--gray-300);
    border-radius: var(--radius);
    font-size: 1rem;
    transition: var(--transition);
}

.login-form input:focus {
    outline: none;
    border-color: var(--navy);
}

.form-options {
    display: flex;
    justify-content: space-between;
    align-items: center;
    margin-bottom: 1.5rem;
    font-size: 0.875rem;
}

.checkbox-label {
    display: flex;
    align-items: center;
    gap: 0.5rem;
    cursor: pointer;
}

.forgot-link {
    color: var(--navy);
}

.login-divider {
    display: flex;
    align-items: center;
    margin: 1.5rem 0;
    color: var(--gray-500);
}

.login-divider::before,
.login-divider::after {
    content: '';
    flex: 1;
    height: 1px;
    background-color: var(--gray-300);
}

.login-divider span {
    padding: 0 1rem;
}

.login-help {
    margin-top: 1.5rem;
    padding-top: 1.5rem;
    border-top: 1px solid var(--gray-200);
    font-size: 0.875rem;
    text-align: center;
}

.demo-credentials {
    margin-top: 1.5rem;
    padding: 1rem;
    background-color: var(--gray-100);
    border-radius: var(--radius);
    font-size: 0.875rem;
}

.demo-credentials code {
    background-color: var(--white);
    padding: 0.25rem 0.5rem;
    border-radius: 4px;
    font-family: monospace;
    color: var(--purple-red);
}

.login-features {
    padding: 2rem;
}

.login-features h3 {
    margin-bottom: 1.5rem;
}

.login-features ul {
    list-style: none;
    margin-bottom: 2rem;
}

.login-features li {
    padding: 0.75rem 0;
    border-bottom: 1px solid var(--gray-200);
}

.login-features li::before {
    content: '✓';
    color: var(--success);
    font-weight: 700;
    margin-right: 0.75rem;
}

.feature-image img {
    border-radius: var(--radius-lg);
    width: 100%;
}

/* Transfer Page */
.transfer-container {
    display: grid;
    grid-template-columns: 2fr 1fr;
    gap: 2rem;
}

.transfer-box {
    background-color: var(--white);
    padding: 2rem;
    border-radius: var(--radius-lg);
    box-shadow: var(--shadow);
}

.transfer-form .form-group {
    margin-bottom: 1.5rem;
}

.transfer-form label {
    display: block;
    font-weight: 500;
    margin-bottom: 0.5rem;
    color: var(--gray-700);
}

.transfer-form select,
.transfer-form input {
    width: 100%;
    padding: 0.75rem;
    border: 2px solid var(--gray-300);
    border-radius: var(--radius);
    font-size: 1rem;
}

.transfer-arrow {
    text-align: center;
    font-size: 2rem;
    color: var(--gray-400);
    margin: -0.5rem 0;
}

.transfer-options {
    display: flex;
    gap: 2rem;
    margin: 1.5rem 0;
}

.radio-label {
    display: flex;
    align-items: center;
    gap: 0.5rem;
    cursor: pointer;
}

.transfer-info {
    background-color: var(--white);
    padding: 1.5rem;
    border-radius: var(--radius-lg);
    box-shadow: var(--shadow);
    height: fit-content;
}

.info-box {
    padding: 1rem;
    background-color: var(--gray-100);
    border-radius: var(--radius);
    margin-bottom: 1rem;
}

.info-box h4 {
    font-size: 0.9375rem;
    margin-bottom: 0.5rem;
}

.info-box p {
    font-size: 0.875rem;
    color: var(--gray-600);
    margin: 0;
}

.transfer-review {
    text-align: center;
}

.review-details {
    background-color: var(--gray-100);
    padding: 1.5rem;
    border-radius: var(--radius);
    margin: 1.5rem 0;
    text-align: left;
}

.review-row {
    display: flex;
    justify-content: space-between;
    padding: 0.75rem 0;
    border-bottom: 1px solid var(--gray-300);
}

.review-row:last-child {
    border-bottom: none;
}

.review-actions {
    display: flex;
    gap: 1rem;
    justify-content: center;
}

.transfer-success {
    text-align: center;
    padding: 2rem;
}

.success-icon {
    width: 80px;
    height: 80px;
    background-color: var(--success);
    color: var(--white);
    border-radius: 50%;
    display: flex;
    align-items: center;
    justify-content: center;
    font-size: 3rem;
    margin: 0 auto 1.5rem;
}

.confirmation-number {
    color: var(--gray-500);
    font-size: 0.875rem;
    margin: 1rem 0;
}

/* Contact Page */
.contact-section {
    padding: 4rem 0;
}

.contact-grid {
    display: grid;
    grid-template-columns: 1fr 1.5fr;
    gap: 3rem;
}

.contact-info-box {
    background-color: var(--gray-100);
    padding: 2rem;
    border-radius: var(--radius-lg);
    height: fit-content;
}

.contact-method {
    margin-bottom: 2rem;
    padding-bottom: 2rem;
    border-bottom: 1px solid var(--gray-300);
}

.contact-method:last-of-type {
    border-bottom: none;
}

.contact-method h3 {
    font-size: 1.125rem;
    margin-bottom: 0.75rem;
    color: var(--navy);
}

.contact-method p {
    margin-bottom: 0.5rem;
}

.hours {
    font-size: 0.875rem;
    color: var(--gray-600);
    margin-top: 0.5rem;
}

address {
    font-style: normal;
    line-height: 1.6;
}

.contact-form-box {
    background-color: var(--white);
    padding: 2rem;
    border-radius: var(--radius-lg);
    box-shadow: var(--shadow);
}

.contact-form .form-row {
    display: grid;
    grid-template-columns: 1fr 1fr;
    gap: 1rem;
}

.contact-form .form-group {
    margin-bottom: 1.5rem;
}

.contact-form label {
    display: block;
    font-weight: 500;
    margin-bottom: 0.5rem;
    color: var(--gray-700);
}

.contact-form input,
.contact-form select,
.contact-form textarea {
    width: 100%;
    padding: 0.75rem;
    border: 2px solid var(--gray-300);
    border-radius: var(--radius);
    font-size: 1rem;
    font-family: inherit;
}

.contact-form textarea {
    resize: vertical;
    min-height: 120px;
}

.form-success {
    text-align: center;
    padding: 3rem;
}

.form-success h3 {
    color: var(--success);
    margin-bottom: 1rem;
}

/* Locations Page */
.locations-section {
    padding: 4rem 0;
}

.location-card {
    background-color: var(--white);
    border-radius: var(--radius-lg);
    box-shadow: var(--shadow);
    overflow: hidden;
    margin-bottom: 2rem;
}

.location-card.main-branch {
    display: grid;
    grid-template-columns: 1fr 1.5fr;
}

.location-image img {
    width: 100%;
    height: 100%;
    object-fit: cover;
}

.location-details {
    padding: 2rem;
}

.location-address {
    margin-bottom: 1rem;
}

.location-address p {
    margin: 0;
    color: var(--gray-600);
}

.location-contact {
    margin-bottom: 1.5rem;
}

.location-hours {
    margin-bottom: 1.5rem;
}

.location-hours h4 {
    font-size: 1rem;
    margin-bottom: 0.5rem;
}

.location-hours p {
    margin: 0.25rem 0;
    color: var(--gray-600);
    font-size: 0.9375rem;
}

.location-services {
    display: flex;
    flex-wrap: wrap;
    gap: 0.5rem;
    margin-bottom: 1.5rem;
}

.service-tag {
    background-color: var(--gray-100);
    color: var(--navy);
    padding: 0.25rem 0.75rem;
    border-radius: 20px;
    font-size: 0.75rem;
    font-weight: 500;
}

.locations-grid {
    display: grid;
    grid-template-columns: repeat(3, 1fr);
    gap: 1.5rem;
    margin-bottom: 3rem;
}

.locations-grid .location-card {
    padding: 1.5rem;
    margin-bottom: 0;
}

.locations-grid h3 {
    font-size: 1.25rem;
    margin-bottom: 0.75rem;
}

.location-hours-compact {
    margin: 1rem 0;
    font-size: 0.875rem;
    color: var(--gray-600);
}

.shared-branch-info,
.atm-network {
    background-color: var(--gray-100);
    padding: 2rem;
    border-radius: var(--radius-lg);
    margin-bottom: 2rem;
    text-align: center;
}

.shared-branch-features {
    display: grid;
    grid-template-columns: repeat(4, 1fr);
    gap: 1.5rem;
    margin: 2rem 0;
}

.shared-branch-features .feature {
    display: flex;
    flex-direction: column;
    gap: 0.5rem;
}

.shared-branch-features strong {
    color: var(--navy);
}

.shared-branch-features span {
    font-size: 0.875rem;
    color: var(--gray-600);
}

/* Fees Page */
.fees-section {
    padding: 4rem 0;
}

.fees-intro {
    font-size: 1.125rem;
    color: var(--gray-600);
    margin-bottom: 3rem;
    max-width: 800px;
}

.fees-table-container {
    margin-bottom: 3rem;
}

.fees-table-container h2 {
    margin-bottom: 1.5rem;
    padding-bottom: 0.5rem;
    border-bottom: 2px solid var(--navy);
}

.fees-table {
    width: 100%;
    border-collapse: collapse;
    background-color: var(--white);
    box-shadow: var(--shadow);
    border-radius: var(--radius);
    overflow: hidden;
}

.fees-table th,
.fees-table td {
    padding: 1rem 1.5rem;
    text-align: left;
    border-bottom: 1px solid var(--gray-200);
}

.fees-table th {
    background-color: var(--navy);
    color: var(--white);
    font-weight: 600;
}

.fees-table tr:hover {
    background-color: var(--gray-100);
}

.fees-note {
    background-color: var(--gray-100);
    padding: 1.5rem;
    border-radius: var(--radius-lg);
    margin-top: 2rem;
}

.fees-note ul {
    margin-left: 1.5rem;
    margin-top: 1rem;
}

.fees-note li {
    margin-bottom: 0.5rem;
}

/* Rates Tables */
.rates-table-container {
    margin-bottom: 3rem;
}

.rates-table-container h2 {
    margin-bottom: 1.5rem;
    color: var(--navy);
}

.rates-table {
    width: 100%;
    border-collapse: collapse;
    background-color: var(--white);
    box-shadow: var(--shadow);
    border-radius: var(--radius);
    overflow: hidden;
}

.rates-table th,
.rates-table td {
    padding: 1rem 1.5rem;
    text-align: left;
    border-bottom: 1px solid var(--gray-200);
}

.rates-table th {
    background-color: var(--navy);
    color: var(--white);
    font-weight: 600;
    font-size: 0.9375rem;
}

.rates-table .highlight-rate {
    color: var(--purple-red);
    font-weight: 700;
    font-size: 1.125rem;
}

.rates-disclaimer {
    margin-top: 1rem;
    font-size: 0.875rem;
    color: var(--gray-500);
    font-style: italic;
}

.highlight-row {
    background-color: #fff8e6;
}

/* FAQs */
.faqs-section {
    padding: 4rem 0;
}

.faq-categories {
    display: flex;
    gap: 1rem;
    margin-bottom: 2rem;
    flex-wrap: wrap;
}

.faq-cat-btn {
    padding: 0.75rem 1.5rem;
    border: 2px solid var(--gray-300);
    background-color: var(--white);
    border-radius: 30px;
    cursor: pointer;
    transition: var(--transition);
    font-weight: 500;
}

.faq-cat-btn:hover,
.faq-cat-btn.active {
    background-color: var(--navy);
    border-color: var(--navy);
    color: var(--white);
}

.faq-item {
    background-color: var(--white);
    border-radius: var(--radius);
    margin-bottom: 1rem;
    box-shadow: var(--shadow-sm);
    overflow: hidden;
}

.faq-question {
    width: 100%;
    padding: 1.5rem;
    background: none;
    border: none;
    text-align: left;
    font-size: 1.125rem;
    font-weight: 600;
    color: var(--navy);
    cursor: pointer;
    display: flex;
    justify-content: space-between;
    align-items: center;
    transition: var(--transition);
}

.faq-question:hover {
    background-color: var(--gray-100);
}

.faq-icon {
    font-size: 1.5rem;
    color: var(--purple-red);
    transition: var(--transition);
}

.faq-item.active .faq-icon {
    transform: rotate(45deg);
}

.faq-answer {
    max-height: 0;
    overflow: hidden;
    transition: max-height 0.3s ease;
}

.faq-item.active .faq-answer {
    max-height: 500px;
}

.faq-answer p {
    padding: 0 1.5rem 1.5rem;
    color: var(--gray-600);
    line-height: 1.8;
}

.faq-cta {
    background-color: var(--gray-100);
    padding: 3rem;
    text-align: center;
    border-radius: var(--radius-lg);
    margin-top: 3rem;
}

.faq-cta h2 {
    margin-bottom: 0.5rem;
}

.faq-cta p {
    margin-bottom: 1.5rem;
    color: var(--gray-600);
}

/* Visa Cards Page */
.visa-cards {
    padding: 4rem 0;
}

.cards-showcase {
    display: flex;
    flex-direction: column;
    gap: 3rem;
}

.card-option {
    display: grid;
    grid-template-columns: 300px 1fr;
    gap: 3rem;
    background-color: var(--white);
    padding: 2rem;
    border-radius: var(--radius-lg);
    box-shadow: var(--shadow);
    align-items: center;
}

.card-visual img {
    border-radius: var(--radius);
    width: 100%;
}

.card-details h2 {
    margin-bottom: 0.5rem;
}

.card-rate {
    font-size: 2.5rem;
    font-weight: 900;
    color: var(--purple-red);
    margin-bottom: 1rem;
}

.card-rate span {
    font-size: 1rem;
    font-weight: 500;
    color: var(--gray-600);
}

.card-details > p {
    color: var(--gray-600);
    margin-bottom: 1.5rem;
    font-size: 1.125rem;
}

.card-details ul {
    list-style: none;
    margin-bottom: 2rem;
}

.card-details li {
    padding: 0.5rem 0;
    padding-left: 1.5rem;
    position: relative;
}

.card-details li::before {
    content: '✓';
    position: absolute;
    left: 0;
    color: var(--success);
    font-weight: 700;
}

.visa-benefits {
    margin-top: 3rem;
}

.benefit-box {
    text-align: center;
    padding: 2rem;
    background-color: var(--white);
    border-radius: var(--radius-lg);
    box-shadow: var(--shadow);
}

.benefit-box h3 {
    margin-bottom: 1rem;
}

.benefit-box p {
    color: var(--gray-600);
    margin: 0;
}

/* Business Page Specifics */
.business-tiers {
    padding: 4rem 0;
    background-color: var(--gray-100);
}

.tiers-grid {
    display: grid;
    grid-template-columns: repeat(3, 1fr);
    gap: 2rem;
}

.tier-card-business {
    background-color: var(--white);
    padding: 2rem;
    border-radius: var(--radius-lg);
    box-shadow: var(--shadow);
    text-align: center;
    position: relative;
}

.tier-card-business.featured {
    border: 2px solid var(--purple-red);
    transform: scale(1.05);
}

.tier-price {
    font-size: 3rem;
    font-weight: 900;
    color: var(--navy);
    line-height: 1;
    margin: 1rem 0;
}

.tier-price span {
    font-size: 1rem;
    font-weight: 400;
    color: var(--gray-500);
}

.tier-subtitle {
    color: var(--gray-500);
    margin-bottom: 1.5rem;
}

.tier-features {
    list-style: none;
    text-align: left;
    margin-bottom: 2rem;
}

.tier-features li {
    padding: 0.75rem 0;
    border-bottom: 1px solid var(--gray-200);
}

.business-features {
    padding: 4rem 0;
}

.features-grid {
    display: grid;
    grid-template-columns: repeat(3, 1fr);
    gap: 2rem;
}

.feature-box {
    text-align: center;
    padding: 2rem;
}

.feature-icon {
    font-size: 3rem;
    margin-bottom: 1rem;
}

.feature-box h3 {
    margin-bottom: 0.75rem;
}

.feature-box p {
    color: var(--gray-600);
}

/* Loan Pages */
.loan-hero {
    background: linear-gradient(135deg, var(--navy) 0%, var(--purple-red) 100%);
    color: var(--white);
    padding: 4rem 0;
    text-align: center;
}

.loan-hero-content {
    max-width: 600px;
    margin: 0 auto;
}

.loan-hero h2 {
    color: var(--white);
    margin-bottom: 1rem;
}

.rate-highlight {
    margin: 2rem 0;
}

.rate-highlight .rate-number {
    font-size: 5rem;
    font-weight: 900;
    display: block;
    line-height: 1;
}

.rate-highlight .rate-label {
    font-size: 1.25rem;
    opacity: 0.9;
}

.rate-note {
    margin-bottom: 2rem;
    opacity: 0.9;
}

.loan-types {
    padding: 4rem 0;
}

.loan-grid {
    display: grid;
    grid-template-columns: repeat(3, 1fr);
    gap: 2rem;
}

.loan-card {
    background-color: var(--white);
    padding: 2rem;
    border-radius: var(--radius-lg);
    box-shadow: var(--shadow);
    border: 2px solid transparent;
    transition: var(--transition);
}

.loan-card:hover {
    border-color: var(--navy);
    transform: translateY(-5px);
}

.loan-rate {
    font-size: 2rem;
    font-weight: 900;
    color: var(--purple-red);
    margin: 1rem 0;
}

.loan-rate span {
    font-size: 0.875rem;
    font-weight: 500;
    color: var(--gray-500);
}

.loan-card ul {
    list-style: none;
    margin: 1.5rem 0;
}

.loan-card li {
    padding: 0.5rem 0;
    border-bottom: 1px solid var(--gray-200);
}

.loan-card li::before {
    content: '✓';
    color: var(--success);
    font-weight: 700;
    margin-right: 0.5rem;
}

.loan-calculator-section {
    padding: 4rem 0;
    background-color: var(--gray-100);
}

.calculator-box {
    max-width: 800px;
    margin: 0 auto;
    background-color: var(--white);
    padding: 2rem;
    border-radius: var(--radius-lg);
    box-shadow: var(--shadow);
}

.calc-row {
    display: grid;
    grid-template-columns: repeat(3, 1fr);
    gap: 1rem;
    margin-bottom: 1.5rem;
}

.calc-field label {
    display: block;
    font-weight: 500;
    margin-bottom: 0.5rem;
    color: var(--gray-700);
}

.calc-field input,
.calc-field select {
    width: 100%;
    padding: 0.75rem;
    border: 2px solid var(--gray-300);
    border-radius: var(--radius);
}

.calc-result {
    margin-top: 1.5rem;
    padding-top: 1.5rem;
    border-top: 2px solid var(--gray-200);
}

.benefits-section {
    padding: 4rem 0;
}

.benefits-grid {
    display: grid;
    grid-template-columns: repeat(2, 1fr);
    gap: 2rem;
}

.benefit-item {
    padding: 1.5rem;
    background-color: var(--gray-100);
    border-radius: var(--radius-lg);
}

.benefit-item h3 {
    color: var(--success);
    margin-bottom: 0.5rem;
}

.benefit-item p {
    color: var(--gray-600);
    margin: 0;
}

/* Auto Loans Specific */
.auto-hero-grid {
    display: grid;
    grid-template-columns: 1fr 1fr;
    gap: 3rem;
    align-items: center;
}

.auto-hero-content {
    text-align: left;
}

.auto-hero-content h2 {
    color: var(--white);
    font-size: 2.5rem;
    margin-bottom: 1rem;
}

.auto-rate .rate-number {
    font-size: 4rem;
}

.auto-benefits {
    list-style: none;
    margin: 2rem 0;
}

.auto-benefits li {
    padding: 0.5rem 0;
    padding-left: 1.5rem;
    position: relative;
}

.auto-benefits li::before {
    content: '✓';
    position: absolute;
    left: 0;
    color: var(--warning);
    font-weight: 700;
}

.auto-disclaimer {
    font-size: 0.75rem;
    opacity: 0.7;
    margin-top: 1rem;
}

.auto-types {
    padding: 4rem 0;
}

.vehicle-grid {
    display: grid;
    grid-template-columns: repeat(3, 1fr);
    gap: 1.5rem;
}

.vehicle-card {
    background-color: var(--white);
    padding: 2rem;
    border-radius: var(--radius-lg);
    box-shadow: var(--shadow);
    text-align: center;
    transition: var(--transition);
}

.vehicle-card:hover {
    transform: translateY(-5px);
}

.vehicle-icon {
    font-size: 3rem;
    margin-bottom: 1rem;
}

.vehicle-card h3 {
    margin-bottom: 0.5rem;
}

.vehicle-card p {
    color: var(--purple-red);
    font-weight: 700;
    margin-bottom: 0.5rem;
}

.vehicle-card span {
    font-size: 0.875rem;
    color: var(--gray-500);
}

.auto-refinance {
    padding: 4rem 0;
    background-color: var(--gray-100);
}

.refinance-content {
    max-width: 800px;
    margin: 0 auto;
    text-align: center;
}

.refinance-benefits {
    display: grid;
    grid-template-columns: repeat(3, 1fr);
    gap: 2rem;
    margin: 2rem 0;
}

.ref-item {
    background-color: var(--white);
    padding: 1.5rem;
    border-radius: var(--radius-lg);
    box-shadow: var(--shadow);
}

.ref-item strong {
    display: block;
    color: var(--navy);
    margin-bottom: 0.5rem;
}

.ref-item span {
    font-size: 0.875rem;
    color: var(--gray-600);
}

.how-it-works {
    padding: 4rem 0;
}

.steps {
    display: grid;
    grid-template-columns: repeat(4, 1fr);
    gap: 2rem;
    margin-top: 2rem;
}

.step {
    text-align: center;
    position: relative;
}

.step-number {
    width: 60px;
    height: 60px;
    background-color: var(--navy);
    color: var(--white);
    border-radius: 50%;
    display: flex;
    align-items: center;
    justify-content: center;
    font-size: 1.5rem;
    font-weight: 700;
    margin: 0 auto 1rem;
}

.step h3 {
    margin-bottom: 0.5rem;
}

.step p {
    color: var(--gray-600);
    font-size: 0.9375rem;
}

/* Mortgage Page Specifics */
.mortgage-hero {
    padding: 4rem 0;
    background-color: var(--gray-100);
}

.mortgage-hero h2 {
    text-align: center;
    margin-bottom: 1rem;
}

.mortgage-intro {
    text-align: center;
    max-width: 600px;
    margin: 0 auto 3rem;
    color: var(--gray-600);
}

.mortgage-options {
    display: grid;
    grid-template-columns: repeat(3, 1fr);
    gap: 2rem;
}

.mortgage-card {
    background-color: var(--white);
    padding: 2rem;
    border-radius: var(--radius-lg);
    box-shadow: var(--shadow);
    transition: var(--transition);
}

.mortgage-card:hover {
    transform: translateY(-5px);
}

.mortgage-card h3 {
    margin-bottom: 1rem;
}

.mortgage-card ul {
    list-style: none;
    margin: 1.5rem 0;
}

.mortgage-card li {
    padding: 0.5rem 0;
    border-bottom: 1px solid var(--gray-200);
}

.mortgage-card li::before {
    content: '✓';
    color: var(--success);
    margin-right: 0.5rem;
}

.home-equity {
    padding: 4rem 0;
    background: linear-gradient(135deg, var(--navy) 0%, var(--purple-red) 100%);
    color: var(--white);
}

.equity-content {
    max-width: 800px;
    margin: 0 auto;
    text-align: center;
}

.equity-content h2 {
    color: var(--white);
    margin-bottom: 1rem;
}

.equity-content > p {
    opacity: 0.9;
    margin-bottom: 2rem;
}

.equity-options {
    display: grid;
    grid-template-columns: 1fr 1fr;
    gap: 2rem;
    margin: 2rem 0;
}

.equity-type {
    background-color: rgba(255,255,255,0.1);
    padding: 2rem;
    border-radius: var(--radius-lg);
    backdrop-filter: blur(10px);
}

.equity-rate {
    font-size: 2.5rem;
    font-weight: 900;
    margin: 1rem 0;
}

.equity-rate span {
    font-size: 1rem;
    opacity: 0.8;
}

.mortgage-tools {
    padding: 4rem 0;
}

.tools-grid {
    display: grid;
    grid-template-columns: repeat(4, 1fr);
    gap: 1.5rem;
}

.tool-card {
    background-color: var(--white);
    padding: 2rem;
    border-radius: var(--radius-lg);
    box-shadow: var(--shadow);
    text-align: center;
    text-decoration: none;
    color: var(--gray-800);
    transition: var(--transition);
    border: 2px solid transparent;
}

.tool-card:hover {
    border-color: var(--navy);
    transform: translateY(-3px);
    color: var(--navy);
}

.tool-card h3 {
    margin-bottom: 0.5rem;
}

.tool-card p {
    color: var(--gray-600);
    font-size: 0.875rem;
    margin: 0;
}

/* Responsive Design */
@media (max-width: 1024px) {
    .hero .container,
    .mission .container,
    .auto-hero-grid,
    .loan-hero-grid,
    .location-card.main-branch,
    .contact-grid,
    .login-container,
    .transfer-container,
    .dashboard-grid {
        grid-template-columns: 1fr;
    }
    
    .pathways-grid,
    .checking-grid,
    .locations-grid,
    .loan-grid,
    .vehicle-grid,
    .mortgage-options,
    .tools-grid,
    .shared-branch-features,
    .tiers-grid,
    .features-grid,
    .benefits-grid,
    .steps,
    .refinance-benefits,
    .requirements-grid,
    .calc-row {
        grid-template-columns: repeat(2, 1fr);
    }
    
    .quick-actions {
        grid-column: 1;
        grid-row: auto;
    }
    
    .hero-title {
        font-size: 2.5rem;
    }
    
    .hero-apy {
        font-size: 4rem;
    }
    
    .card-option {
        grid-template-columns: 1fr;
    }
}

@media (max-width: 768px) {
    .mobile-menu-toggle {
        display: flex;
    }
    
    .main-nav {
        position: fixed;
        top: 0;
        right: -100%;
        width: 80%;
        max-width: 400px;
        height: 100vh;
        background-color: var(--white);
        flex-direction: column;
        padding: 2rem;
        transition: right 0.3s ease;
        box-shadow: -5px 0 15px rgba(0,0,0,0.1);
        z-index: 1001;
    }
    
    .main-nav.active {
        right: 0;
    }
    
    .nav-list {
        flex-direction: column;
        width: 100%;
        gap: 1rem;
    }
    
    .dropdown {
        position: static;
        opacity: 1;
        visibility: visible;
        transform: none;
        box-shadow: none;
        display: none;
        width: 100%;
    }
    
    .has-dropdown.active .dropdown {
        display: block;
    }
    
    .pathways-grid,
    .checking-grid,
    .locations-grid,
    .loan-grid,
    .vehicle-grid,
    .mortgage-options,
    .tools-grid,
    .shared-branch-features,
    .tiers-grid,
    .features-grid,
    .benefits-grid,
    .steps,
    .refinance-benefits,
    .requirements-grid,
    .calc-row,
    .footer-grid {
        grid-template-columns: 1fr;
    }
    
    .checking-card.featured {
        transform: none;
    }
    
    .checking-card.featured:hover {
        transform: translateY(-5px);
    }
    
    .tier-card-business.featured {
        transform: none;
    }
    
    .footer-bottom {
        flex-direction: column;
        text-align: center;
    }
    
    .ncua-badge {
        text-align: center;
    }
    
    .apy-rate {
        font-size: 3.5rem;
    }
    
    .hero-title {
        font-size: 2rem;
    }
    
    .action-grid {
        grid-template-columns: repeat(2, 1fr);
    }
    
    .contact-form .form-row {
        grid-template-columns: 1fr;
    }
    
    .filters-bar {
        flex-direction: column;
    }
    
    .transaction-table {
        font-size: 0.875rem;
    }
    
    .transaction-table th,
    .transaction-table td {
        padding: 0.75rem 0.5rem;
    }
    
    .account-balances-header {
        flex-direction: column;
        gap: 1rem;
    }
    
    .balance-amount-header {
        font-size: 1.5rem;
    }
    
    .dashboard-alert {
        flex-direction: column;
        text-align: center;
    }
    
    .shared-branch-features {
        grid-template-columns: repeat(2, 1fr);
    }
    
    .equity-options {
        grid-template-columns: 1fr;
    }
    
    .card-option {
        grid-template-columns: 1fr;
    }
    
    .auto-hero-content {
        text-align: center;
    }
    
    .mortgage-options {
        grid-template-columns: 1fr;
    }
    
    .tools-grid {
        grid-template-columns: repeat(2, 1fr);
    }
    
    .visa-cards .cards-showcase {
        gap: 2rem;
    }
}

@media (max-width: 480px) {
    .hero-cta,
    .cta-buttons,
    .hero-cta-group {
        flex-direction: column;
    }
    
    .btn {
        width: 100%;
    }
    
    .action-grid {
        grid-template-columns: 1fr;
    }
    
    .transfer-options {
        flex-direction: column;
        gap: 1rem;
    }
    
    .review-actions {
        flex-direction: column;
    }
    
    .faq-categories {
        justify-content: center;
    }
    
    .comparison-table {
        font-size: 0.875rem;
    }
    
    .comparison-table th,
    .comparison-table td {
        padding: 0.75rem 0.5rem;
    }
    
    .shared-branch-features {
        grid-template-columns: 1fr;
    }
    
    .tools-grid {
        grid-template-columns: 1fr;
    }
    
    .vehicle-grid {
        grid-template-columns: 1fr;
    }
    
    .refinance-benefits {
        grid-template-columns: 1fr;
    }
    
    .steps {
        grid-template-columns: 1fr;
    }
    
    .calc-row {
        grid-template-columns: 1fr;
    }
    
    .hero-apy {
        font-size: 3rem;
    }
    
    .apy-rate {
        font-size: 2.5rem;
    }
    
    .rate-highlight .rate-number {
        font-size: 3rem;
    }
    
    .card-rate {
        font-size: 1.5rem;
    }
    
    .equity-rate {
        font-size: 1.75rem;
    }
    
    .loan-rate {
        font-size: 1.5rem;
    }
    
    .tier-price {
        font-size: 2rem;
    }
    
    .stat-number {
        font-size: 2rem;
    }
    
    .step-number {
        width: 50px;
        height: 50px;
        font-size: 1.25rem;
    }
    
    .req-number {
        width: 40px;
        height: 40px;
        font-size: 1.25rem;
    }
    
    .success-icon {
        width: 60px;
        height: 60px;
        font-size: 2rem;
    }
    
    .alert-icon-large {
        font-size: 1.5rem;
    }
    
    .pending-alert {
        flex-direction: column;
        text-align: center;
    }
    
    .transaction-table-container {
        padding: 1rem;
    }
    
    .status-badge {
        font-size: 0.625rem;
        padding: 0.2rem 0.5rem;
    }
}

/* Utility Classes */
.text-center { text-align: center; }
.text-left { text-align: left; }
.text-right { text-align: right; }
.mt-1 { margin-top: 0.5rem; }
.mt-2 { margin-top: 1rem; }
.mt-3 { margin-top: 1.5rem; }
.mt-4 { margin-top: 2rem; }
.mb-1 { margin-bottom: 0.5rem; }
.mb-2 { margin-bottom: 1rem; }
.mb-3 { margin-bottom: 1.5rem; }
.mb-4 { margin-bottom: 2rem; }
.ml-1 { margin-left: 0.5rem; }
.ml-2 { margin-left: 1rem; }
.mr-1 { margin-right: 0.5rem; }
.mr-2 { margin-right: 1rem; }
.p-1 { padding: 0.5rem; }
.p-2 { padding: 1rem; }
.p-3 { padding: 1.5rem; }
.p-4 { padding: 2rem; }
.font-bold { font-weight: 700; }
.font-medium { font-weight: 500; }
.text-sm { font-size: 0.875rem; }
.text-lg { font-size: 1.125rem; }
.text-xl { font-size: 1.25rem; }
.text-2xl { font-size: 1.5rem; }
.text-gray { color: var(--gray-600); }
.text-navy { color: var(--navy); }
.text-purple { color: var(--purple-red); }
.bg-gray { background-color: var(--gray-100); }
.bg-white { background-color: var(--white); }
.rounded { border-radius: var(--radius); }
.shadow { box-shadow: var(--shadow); }
.hidden { display: none !important; }
.visible { visibility: visible; }
.invisible { visibility: hidden; }
.opacity-0 { opacity: 0; }
.opacity-100 { opacity: 1; }

/* Print Styles */
@media print {
    .top-bar,
    .main-header,
    .mobile-menu-toggle,
    .nav-cta,
    .btn,
    .carousel-controls,
    .dashboard-alert,
    .pending-summary {
        display: none !important;
    }
    
    body {
        font-size: 12pt;
        line-height: 1.5;
        color: #000;
    }
    
    .container {
        max-width: 100%;
        padding: 0;
    }
    
    .page-header-section {
        background: none;
        color: #000;
        padding: 1rem 0;
    }
    
    .page-header-section h1 {
        color: #000;
        font-size: 24pt;
    }
    
    .transaction-table {
        font-size: 10pt;
    }
    
    .transaction-table th {
        background-color: #eee !important;
        color: #000 !important;
    }
    
    .dashboard-card {
        box-shadow: none;
        border: 1px solid #ccc;
        break-inside: avoid;
    }
    
    a {
        text-decoration: none;
        color: #000;
    }
    
    a[href]:after {
        content: " (" attr(href) ")";
        font-size: 90%;
        opacity: 0.7;
    }
}

/* Animation Keyframes */
@keyframes fadeIn {
    from { opacity: 0; transform: translateY(10px); }
    to { opacity: 1; transform: translateY(0); }
}

@keyframes slideInRight {
    from { opacity: 0; transform: translateX(20px); }
    to { opacity: 1; transform: translateX(0); }
}

@keyframes pulse {
    0%, 100% { transform: scale(1); }
    50% { transform: scale(1.05); }
}

@keyframes spin {
    from { transform: rotate(0deg); }
    to { transform: rotate(360deg); }
}

.animate-fade-in {
    animation: fadeIn 0.5s ease forwards;
}

.animate-slide-in {
    animation: slideInRight 0.5s ease forwards;
}

.animate-pulse {
    animation: pulse 2s infinite;
}

/* Loading States */
.loading {
    position: relative;
    pointer-events: none;
}

.loading::after {
    content: '';
    position: absolute;
    top: 50%;
    left: 50%;
    width: 20px;
    height: 20px;
    margin: -10px 0 0 -10px;
    border: 2px solid var(--gray-300);
    border-top-color: var(--navy);
    border-radius: 50%;
    animation: spin 0.8s linear infinite;
}

.skeleton {
    background: linear-gradient(90deg, var(--gray-200) 25%, var(--gray-300) 50%, var(--gray-200) 75%);
    background-size: 200% 100%;
    animation: loading 1.5s infinite;
    border-radius: var(--radius);
}

@keyframes loading {
    0% { background-position: 200% 0; }
    100% { background-position: -200% 0; }
}

/* Focus States for Accessibility */
a:focus,
button:focus,
input:focus,
select:focus,
textarea:focus {
    outline: 2px solid var(--navy);
    outline-offset: 2px;
}

/* Skip to main content link for accessibility */
.skip-link {
    position: absolute;
    top: -40px;
    left: 0;
    background: var(--navy);
    color: var(--white);
    padding: 8px;
    text-decoration: none;
    z-index: 100;
}

.skip-link:focus {
    top: 0;
}

/* Screen reader only text */
.sr-only {
    position: absolute;
    width: 1px;
    height: 1px;
    padding: 0;
    margin: -1px;
    overflow: hidden;
    clip: rect(0, 0, 0, 0);
    white-space: nowrap;
    border-width: 0;
}

/* Custom Scrollbar */
::-webkit-scrollbar {
    width: 8px;
    height: 8px;
}

::-webkit-scrollbar-track {
    background: var(--gray-200);
}

::-webkit-scrollbar-thumb {
    background: var(--gray-400);
    border-radius: 4px;
}

::-webkit-scrollbar-thumb:hover {
    background: var(--gray-500);
}

/* Selection Color */
::selection {
    background-color: var(--navy);
    color: var(--white);
}

/* Placeholder Color */
::placeholder {
    color: var(--gray-500);
    opacity: 1;
}

/* Firefox-specific fixes */
@-moz-document url-prefix() {
    .dropdown {
        display: none;
    }
    
    .has-dropdown:hover .dropdown,
    .has-dropdown.active .dropdown {
        display: block;
    }
}

/* iOS-specific fixes */
@supports (-webkit-touch-callout: none) {
    .btn {
        -webkit-appearance: none;
    }
    
    input,
    select,
    textarea {
        font-size: 16px; /* Prevents zoom on focus in iOS */
    }
    
    .mobile-menu-toggle {
        padding: 12px; /* Larger touch target for iOS */
    }
}

/* Dark mode support (optional, defaults to light) */
@media (prefers-color-scheme: dark) {
    :root {
        /* Uncomment to enable dark mode
        --white: #1a1a1a;
        --gray-100: #2d2d2d;
        --gray-200: #3d3d3d;
        --gray-800: #e0e0e0;
        --gray-900: #f0f0f0;
        */
    }
}

/* High contrast mode support */
@media (prefers-contrast: high) {
    .btn {
        border-width: 3px;
    }
    
    .checking-card.featured,
    .tier-card-business.featured {
        border-width: 4px;
    }
    
    .status-badge {
        border: 2px solid currentColor;
    }
}

/* Reduced motion support */
@media (prefers-reduced-motion: reduce) {
    *,
    *::before,
    *::after {
        animation-duration: 0.01ms !important;
        animation-iteration-count: 1 !important;
        transition-duration: 0.01ms !important;
    }
    
    .testimonial-slide {
        transition: none;
    }
    
    .carousel-dot,
    .carousel-arrow {
        transition: none;
    }
}

/* ============================================= */
/* MOBILE DASHBOARD FIX - Stack columns vertically on phones */
/* Add this at the BOTTOM of style.css */
/* ============================================= */

@media (max-width: 991px) {
    /* Target the main dashboard wrapper - adjust class if needed */
    .dashboard-grid,
    .dashboard-container,
    .main-content,
    .row,
    .flex-container,
    [class*="flex-row"],
    [class*="grid"] {
        display: flex !important;
        flex-direction: column !important;
        gap: 1.25rem !important;
        padding: 1rem !important;
    }

    /* Make both main sections full-width */
    .account-summary,
    .recent-transactions,
    .messages-section,
    .quick-actions,
    .sidebar,
    [class*="summary"],
    [class*="actions"],
    [class*="transactions"] {
        width: 100% !important;
        max-width: 100% !important;
        min-width: 0 !important;
        margin: 0 !important;
    }

    /* Better spacing for transaction/message cards */
    .transaction-item,
    .message-card,
    .transaction-list > div,
    .message-list > div {
        flex-direction: column !important;
        align-items: flex-start !important;
        padding: 1.2rem !important;
        margin-bottom: 1rem !important;
        border-radius: 12px !important;
    }

    /* Fix long amounts wrapping */
    .amount,
    .balance-amount,
    .transaction-amount {
        word-break: break-word !important;
        font-size: 1.05rem !important;
        text-align: left !important;
    }

    /* Quick Actions - 2-column grid on phones, larger touch targets */
    .quick-actions,
    .action-grid {
        grid-template-columns: repeat(2, 1fr) !important;
        gap: 1rem !important;
    }

    .quick-actions button,
    .quick-actions a,
    .action-btn {
        padding: 1.2rem 0.8rem !important;
        font-size: 0.95rem !important;
        min-height: 90px !important;
        border-radius: 12px !important;
    }

    /* No horizontal scroll ever */
    html, body, .container, .dashboard-page {
        overflow-x: hidden !important;
        padding-left: 0 !important;
        padding-right: 0 !important;
    }
}

/* Extra for very small iPhones (e.g. SE, older models) */
@media (max-width: 380px) {
    .quick-actions {
        grid-template-columns: 1fr !important; /* single column if too .logo img {
    height: 18px !important;          /* mobile size – change this number */
    width: auto !important;
    object-fit: contain !important;
}

@media (min-width: 768px) {
    .logo img {
        height: 28px !important;      /* desktop size – change this number */
    }
}