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Personal Loans

Personalized rates for your unique financial situation

Personal Loan Rates

9.00% Starting APR

Rates personalized based on your credit profile. Loan amounts from $500 to $50,000.

Loan Options

Personal Loan

9.00% - 18.00% APR
  • Borrow $500 - $50,000
  • Terms up to 60 months
  • No collateral required
  • Fixed monthly payments

Credit Builder Loan

8.00% APR
  • Build or rebuild credit
  • Loan held in savings account
  • Payments reported to credit bureaus
  • Unlock savings upon payoff

Line of Credit

10.00% APR
  • Access funds as needed
  • Only pay interest on what you use
  • Revolving credit line
  • Overdraft protection option

Calculate Your Payment

Estimated Monthly Payment: $318.00

Why Choose Rize for Personal Loans?

✓ Personalized Rates

Your rate is based on your individual credit profile, not a one-size-fits-all approach.

✓ Fast Approval

Get approved in minutes and receive funds as soon as the same day.

✓ No Hidden Fees

No application fees, no origination fees, no prepayment penalties.

✓ Flexible Terms

Choose repayment terms that fit your budget, from 12 to 60 months.