At Rize Credit Union, we believe in transparency. Here are the fees associated with our accounts and services. Many of our fees can be avoided by meeting simple account requirements.
Checking Account Fees
| Fee Type |
Amount |
How to Avoid |
| Monthly Maintenance Fee (Free Checking) |
$0 |
N/A - Always free |
| Monthly Maintenance Fee (Rize™ Checking) |
$0 |
Enroll in eStatements |
| Paper Statement Fee |
$2.00/month |
Enroll in eStatements |
| Non-Sufficient Funds (NSF) |
$29.00 |
Maintain sufficient balance |
| Overdraft Transfer Fee |
$5.00 |
Opt-out of overdraft protection |
| Stop Payment |
$25.00 |
N/A |
| Cashier's Check |
$5.00 |
N/A |
| Wire Transfer (Outgoing Domestic) |
$25.00 |
Use ACH transfers instead |
| Wire Transfer (Incoming) |
$10.00 |
N/A |
ATM & Debit Card Fees
| Fee Type |
Amount |
Notes |
| In-Network ATM Withdrawal |
$0 |
30,000+ CO-OP/MoneyPass ATMs |
| Out-of-Network ATM Withdrawal |
$1.50 |
Plus any ATM owner surcharge |
| Foreign ATM Transaction |
1% of transaction |
International ATMs |
| Card Replacement |
$5.00 |
Free if stolen (with police report) |
| Rush Card Replacement |
$25.00 |
Expedited shipping |
Business Account Fees
| Fee Type |
Amount |
How to Avoid |
| Business Basic Monthly Fee |
$0 |
Maintain $1,500 balance |
| Business Advantage Monthly Fee |
$15.00 |
Maintain $5,000 balance |
| Business Enterprise Monthly Fee |
$35.00 |
Maintain $15,000 balance |
| Excess Transaction Fee (Basic) |
$0.50 |
First 200 transactions free |
| Excess Transaction Fee (Advantage) |
$0.40 |
First 500 transactions free |
| ACH Origination |
$0.25/transaction |
Included with Enterprise |
| Positive Pay |
$25.00/month |
Included with Enterprise |
Important Notes
- Fees are subject to change with 30 days notice
- Some fees may be waived for members with multiple products or long-standing relationships
- Contact us if you have questions about specific fees
- For complete fee schedule, please refer to your account agreement